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September 2016 Archives

What are my rights for nonrenewal, cancellation of homeowners’ insurance policy in CA?

Previously, we began looking at growing but apparently still manageable problem of homeowners’ policy termination due to the risk of wildfire here in California. As we said last time, insurance companies are within their rights to assess their risk and make strategic decisions about who they will cover and who they won’t, but it is important to understand that policyholders also have rights when it comes to nonrenewal and cancellation.

Ongoing CA drought leads insurance companies to tighten up ship

California readers are well aware of the ongoing drought in this state, and the impact of the ongoing drought on surface water and groundwater quality, as well as land subsidence. The drought is now in its fifth severe year, and California has been in a state of emergency for over two years. The effects on the environment are only one aspect of the drought, though.

Will stricter distracted driving laws help in California?

Distracted driving is one of the most important safety issues on the road nowadays. The problem is well-known, with numerous studies demonstrating the risks of distracted driving and states taking various measures to address the problem. Still, drivers continue to engage in distracted activity, particularly with their smartphones.

These Are the Reasons Why Your Insurance Company Won't Approve Your Mold Claim

Mold damage to your home can cause some serious problems, not only for the structural integrity of your house, but also for the health of your family. It can cause deterioration to your furnishings and belongings, and it can worsen sickness if you or a family member already struggles with allergies or asthma.

Can you do anything about a denied car insurance claim?

Whether you've been in an accident or your vehicle was damaged some other way, the first thing you typically do is file an insurance claim. You might expect that your claim will be accepted without question, but what do you do if your insurance claim for your car or truck is denied? If that happens, you'll need professional help to deal with the situation.

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